debt-resolution
 
 


CONSUMER CREDIT COUNSELING

Consumer credit counseling agencies (CCC) do not negotiate your debts down. A consumer credit counseling agency will take your current unsecured debts and work out an accelerated repayment plan with your creditors at reduced interest rates. Most non-profit consumer credit counseling agencies receive compensation from the creditors to keep you making your monthly payments. Their financial strategy is in alignment with the creditors program, rather than with their client’s financial needs.

The challenge with this type of program is that you still have to pay back 100% of your current debt balance and pay it back more quickly. As a result your monthly payment may increase, or in the best case, stay the same. Your credit report will reflect your participation in a consumer credit counseling program, which to a lender, may be viewed the same as a bankruptcy and may result in higher interest rates when applying for a new home loan or refinance.

Consumer credit counseling is right for some people; especially those who wish to pay back their debt in full and can afford the higher monthly obligation. We have relationships with several organizations and will be happy to provide you with their information.

To learn if debt-resolution is a better choice, CLICK HERE to find out how we can help.

 

 

 

  


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Disclosure: Individual results may vary and are dependent upon several factors including individual circumstances, creditors’ willingness to settle, successful completion
of program and ability to save funds. Americor Financial debt-resolution program does not assume or pay any debt, nor does it provide legal advice or offer credit repair.
resolution estimates of 50% are examples of past performance of settled accounts and do not take into consideration our service fees or potential tax consequences.
Please consult with an accountant regarding this. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within
a specific period of time. Program not available in all states. Read and understand contract terms before enrolling.